A Heter Iska is the primary Halachic framework that allows financial transactions, including loans, mortgages, and business financing, to comply with the Jewish prohibition of Ribbis (interest). At KFI (Kosher Financial Institute), we specialize in structuring, certifying, and implementing Heter Iska agreements for banks, lenders, and businesses, ensuring full compliance with Jewish law while preserving enforceability under secular legal systems. What Is Heter Iska A Heter Iska restructures a...

As the mortgage and lending industry continues to grow within the Jewish community, many firms are seeking ways to ensure their loan products comply with Jewish financial law (Halacha). One of the most important requirements in this area is addressing the prohibition of Ribbis —charging or paying interest between Jewish parties. To operate in a manner that complies with Halacha, mortgage lenders can obtain kosher certification through a properly structured Heter Iska . At the Kosher...

Unlocking New Horizons: The Power of Kosher Certification in the Financial Sector In an era where many in the banking and mortgage sector...